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MICRO ATM- AEPS

In order to further speed track Financial Inclusion in the country, Two Working Groups were constituted by RBI on MicroATM standards and Central Infrastructure & Connectivity for Aadhaar based nancial inclusion transactions with members representing RBI, Unique Identication Authority of India, NPCI, Institute for Development and Research in Banking Technology and some special invitees representing banks and research institutions.

The working group on MicroATM standards & Central Infrastructure & Connectivity has submitted its report to RBI. As a part of the working group it was proposed to conduct a Lab level Proof of concept (PoC), integrating the authentication & encryption standards of UIDAI, to test the efcacy of MicroATM standards and transactions using Aadhaar before they are put to actual use. The PoC was successfully demonstrated at various venues.

AePS is a bank led model which allows online interoperable nancial inclusion transaction at PoS (MicroATM) through the Business correspondent of any bank using the Aadhaar authentication.AePS allows you to do six types of transactions.

The only inputs required for a customer to do a transaction under this scenario are :
A. Bank Name
B. Aadhaar Number
C. Fingerprint captured during enrollment

Details Required for Registration Form

Documents Required • Aadhar
• Pan
• Bank Passbook
• Photo
• Signature
Area/ Space • Small Store & Home Based Store/Office

Eligibility • No Higher Education Required
• Computer Operating
• Mobile App Operating
Procedure Step By Step Step 1- Document Verification
Step 2- Instant Approval
Step 3- Paid Registration Fee
Step 4- Successful Registrationss

What Will Be Received Retailer • Received User Id & Password
• Received Certificate
• Recived Poster Banner
• Received Software & Portal By Courier
• Store Setup & Training
Received Devices Kit on Yearly Rent**


**Received Devices Kit on Yearly Rent 1 Set Computer Desktop | 1pc Laptop | 1pc Passbook Printer | 1pc Lejer Printer | 1pc Mini ATM Aadhar Based Machine | 1pc Biometric Machine | 1set CCTV 2 Camera(1Bullet+1Dome) | 1pc Wifi Router | 1pc Internet Hotspot | Note- Device will be delivered by courier.